You can only get about what their policy pays out. With that said, you can go after the individual family(s). Hopefully you lawyered up big time. This looks on the surface about $250K - $500K. A friend of mine at a hotel leaned up against a railing at a Days Inn, one of those outdoor hotels. The railing gave way from the 3rd floor and he crushed his knee cap on the fall. He went through a year of therapy and was able to walk again, but got $400K out of it. The dumbass went to Europe for a year and blew just about all of it. 10 years later he is broke with a limp.






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