Maybe not a scammer....but for sure a slow payer. She admitted she hasn't made a payment in a while and just gave excuses. What % of the debt has been repaid? I don't know but i would guess a low amount. I may be wrong...and if so my bad.
My whole problem is that everyone seems to be saying it's OK, we forgive you, we won't talk about it..IT'S BS.
Pay that man his money.
Like I said before....If it was 408 or Druff or marty pulling this shit would they get a free pass?