and I'm no genius, I ended up paying 9000 for a used Hyundai Elantra that would lose to a school bus off the line when I financed my first car, totaled in an accident that wasn't my fault when I owed 1100 more on it and insurance cut me a check for 1600, so I ended up with 500 dollars and nothing to fucking show for it. i also sprung for the warranty which saved me exactly zero dollars on repairs because it didn't cover anything that actually breaks in cars