I am not much of a forum poster, only a weekly radio listener of druff and Brandon going back to 2009. One thing that seems apparent is this guy has life leaks (already mentioned) but if he choices to he can turn it around. It may be hard, but best thing Jsep can do is post any and all debits tied to the situation here. Telling him to put $ in druffs bank, isn't possible because he doesn't have the cash. That's wasting time and putting added pressure to the situation.
Come forward Jsep post any and all debits related to the situation. You have to start some where, and this is coming from someone who at one point had 30k in gambling debts. All I could do was say heres the truth and take it one day, week, month and year(s) at a time. It took me 2.5 years to make everyone whole, but it was and can be done.
Give Jsep an out PFA other wise Peter will pay Paul. 5k plus isn't falling out of the sky. Jsep use this to turn life around not get deeper in the hole. Plan it out, get it done, live a happier life.
Good luck