
Originally Posted by
Dan Druff
I think I need to explain this a little better, because it seems some people believe that I chose a cut-rate plan and am now whining about the lack of doctor coverage.
But that's not what's happening here.
This situation applies to all individual plans in California, regardless of how much you pay.
The difference in monthly premiums has to do with deductibles, co-insurance, and the existence of certain benefits (such as whether or not maternity is covered).
It does NOT have to do with the number of doctors taking the plan. So even if I had bought a $700/month version of this plan, I would be in the exact same boat.