First post here, just wanted to sincerely thank Dan Druff for the updates on Merge and Lock the last few months. You have the best info I've seen out there, and it's much appreciated.

The problems with the current US networks is part of the reason I've temporary moved abroad recently. I still play on Lock (games are soft enough to justify it), and regret to say I have 15k on the site (10k of that in processing) which would sting if Lock went under and I lost it all. I'm guessing you recommend Lock players to get it all of immediately and never have anything to do with the site ever again?

I'm also wondering how the endgame of Lock would play out, and perhaps you may have no idea, but feel free to speculate. Does Lock plan on doing a hit and run, and the owners run away with all the money? Or do they just plan on being incompetent, keep players' deposits unsegregated, pay out withdrawals on their own schedule, etc., but at the end of the day they have every intention of paying players eventually?

Because as bad as it sounds, if it's the latter and it takes 2 months to get money off of Lock, so be it. I'll keep playing on the network as long as I can make money. I'd be stupid not to.

So if Lock still has every intention of paying players back in full, and since you'd think running an online poker site would be a goldmine for the owners (maybe I'm wrong on that), then as far as I see the only major risks that remain are a DOJ seizure or new legislation legalizing competition in the USA. Or the site somehow goes broke. Seriously, how could an online poker site like Lock go broke?