Page 1 of 3 123 LastLast
Results 1 to 20 of 55

Thread: Has your health insurance gone up

  1. #1
    Platinum Rollo Tomasi's Avatar
    Reputation
    -106
    Join Date
    Mar 2012
    Location
    Gulfstream Park
    Posts
    2,817
    Load Metric
    65629414

    Has your health insurance gone up

    just got my renewal for next year - up $2,100


    Than you Mr President



  2. #2
    Gold LLL's Avatar
    Reputation
    203
    Join Date
    Mar 2012
    Location
    Karen Ave.
    Posts
    2,354
    Load Metric
    65629414
    Quote Originally Posted by Rollo Tomasi View Post
    just got my renewal for next year - up $2,100


    Than you Mr President


    You on a family plan? As a single person mine went up $20 bucks a month. The family plan at my company went up I believe an additional $60 bucks.
    "You run into an asshole in the morning, you ran into an asshole; you run into assholes all day, you're the asshole."

  3. #3
    Bronze
    Reputation
    10
    Join Date
    Mar 2012
    Posts
    304
    Load Metric
    65629414
    Quote Originally Posted by Rollo Tomasi View Post
    just got my renewal for next year - up $2,100


    Than you Mr President



    Your health insurance base costs to your employer has gone up every two years. For the last 20 years. The figures are all over the internet for every insurance company. The increases now are not any different as a percentage. The key (for you) is how much your company decides to pay in and how much they make you pay, along with which plan they pick.

    Hardly Obama's fault if your company decided to pay less of the base costs. They also don't have to tell you, but you can find out for yourself. But then again, you are the type of person who would rather just blame Obama rather than finding out the facts of the matter.

    And yes, there is nothing in this plan that will lower your health care costs if you aren't one of the "winners" like a person with 3 kids in college or a person with a pre existing condition. The plan is set up to save state, local and federal government money along with make large insurance companies, pharmaceutical companies, general practice MD's and hospital chains more money. The losers include medical specialists and certain smaller insurance companies in certain states.

    I don't know why I would even try to explain the bill to you other than it irritates me that you know almost nothing about what it actual does and how.....becaue you wouldn't give a shit if it was the best bill in the world. It's not. But you don't even know why.
    Quote Originally Posted by 408Mike View Post
    My mom has a few special requests actually, Vwls do you do any freelance work? For fun or at least pretty cheap? Mostly cutesy stuff with her horses and baby foal who is still a baby but a freaking huge one let me tell you.

  4. #4
    Bronze
    Reputation
    10
    Join Date
    Mar 2012
    Posts
    304
    Load Metric
    65629414
    Quote Originally Posted by LLL View Post
    Quote Originally Posted by Rollo Tomasi View Post
    just got my renewal for next year - up $2,100


    Than you Mr President


    You on a family plan? As a single person mine went up $20 bucks a month. The family plan at my company went up I believe an additional $60 bucks.

    Again this is less of a function of the medical bill and more a function of where you live, your insurance company and most importantly your employer's decision of how much to pay. My ex wife's is $100 a month for everything (covering herself and our 1 child, I know because I pay it) with $5 co-pays and hasn't changed a bit. However, that is entirely the decision of her employer, a large, mega-rich law firm who are keenly aware that sick kids and employees lower billing hours for their billing attorneys.


    Rollo: Your employer controls your costs, just like they control your salary. Market forces do effect this, such as the routine rise in insurance costs, but ultimately it is on them, idiot.
    Quote Originally Posted by 408Mike View Post
    My mom has a few special requests actually, Vwls do you do any freelance work? For fun or at least pretty cheap? Mostly cutesy stuff with her horses and baby foal who is still a baby but a freaking huge one let me tell you.

  5. #5
    Platinum DirtyB's Avatar
    Reputation
    664
    Join Date
    Mar 2012
    Posts
    2,927
    Load Metric
    65629414
    Quote Originally Posted by GAMBLE-BOT View Post
    Rollo: Your employer controls your costs, just like they control your salary. Market forces do effect this, such as the routine rise in insurance costs, but ultimately it is on them, idiot.
    That's the actual answer, but speaking more generally-

    When the Affordable Care Act was originally pitched by Obama and the House leadership, it included the "public option" where the government would compete with private health insurers in order to bring costs down. The House actually passed that bill.

    Joe Lieberman, Evan Bayh, and several other "Blue Dog" Senate Democrats from conservative states refused to support that. The compromise was the individual mandate system- as originally proposed by the right wing Heritage Foundation and championed by Gov. Mitt Romney. Despite keeping the original name of the bill, it makes absolutely no effort to fight rising costs. Costs are still entirely controlled by the all-powerful free market that conservatives love so much. The only thing Obamacare does is try to get the 50 million previously uninsured Americans some coverage, and stops insurance companies from denying claims for preexisting conditions.

    Health care costs have been out of control for more than 30 years.


  6. #6
    Platinum
    Reputation
    424
    Join Date
    Mar 2012
    Posts
    4,214
    Load Metric
    65629414
    Quote Originally Posted by DirtyB View Post
    Quote Originally Posted by GAMBLE-BOT View Post
    Rollo: Your employer controls your costs, just like they control your salary. Market forces do effect this, such as the routine rise in insurance costs, but ultimately it is on them, idiot.
    That's the actual answer, but speaking more generally-

    When the Affordable Care Act was originally pitched by Obama and the House leadership, it included the "public option" where the government would compete with private health insurers in order to bring costs down. The House actually passed that bill.

    Joe Lieberman, Evan Bayh, and several other "Blue Dog" Senate Democrats from conservative states refused to support that. The compromise was the individual mandate system- as originally proposed by the right wing Heritage Foundation and championed by Gov. Mitt Romney. Despite keeping the original name of the bill, it makes absolutely no effort to fight rising costs. That's all still controlled by the all-powerful free market that conservatives love so much. The only thing Obamacare does is try to get the 50 million previously uninsured Americans some coverage, and stops insurance companies from denying claims for preexisting conditions.


    Like flies on shit. LOL.

  7. #7
    Platinum DirtyB's Avatar
    Reputation
    664
    Join Date
    Mar 2012
    Posts
    2,927
    Load Metric
    65629414
    Quote Originally Posted by NaturalBornHustler View Post
    Quote Originally Posted by DirtyB View Post

    That's the actual answer, but speaking more generally-

    When the Affordable Care Act was originally pitched by Obama and the House leadership, it included the "public option" where the government would compete with private health insurers in order to bring costs down. The House actually passed that bill.

    Joe Lieberman, Evan Bayh, and several other "Blue Dog" Senate Democrats from conservative states refused to support that. The compromise was the individual mandate system- as originally proposed by the right wing Heritage Foundation and championed by Gov. Mitt Romney. Despite keeping the original name of the bill, it makes absolutely no effort to fight rising costs. That's all still controlled by the all-powerful free market that conservatives love so much. The only thing Obamacare does is try to get the 50 million previously uninsured Americans some coverage, and stops insurance companies from denying claims for preexisting conditions.


    Like flies on shit. LOL.
    Is any of that wrong?

  8. #8
    Platinum
    Reputation
    424
    Join Date
    Mar 2012
    Posts
    4,214
    Load Metric
    65629414
    Quote Originally Posted by DirtyB View Post
    Quote Originally Posted by NaturalBornHustler View Post

    Like flies on shit. LOL.
    Is any of that wrong?
    But Barry said he was going to lower costs an average of $2500 for the average family? Remember that?

    Just like unemployment was never going to go over 8%.

    Just like he was gonna cut the deficit in half.

    Just like he was gonna close Guantanomo.

    Just like about 50 other fucking things I don't feel like listing.

  9. #9
    Speedster Out of Clemson adamantium's Avatar
    Reputation
    890
    Join Date
    Mar 2012
    Posts
    3,397
    Load Metric
    65629414
    Im fucking amazed how you people really think that it would matter who is president, your life will not change 0,1% no matter who is running things, why even vote.

  10. #10
    Platinum DirtyB's Avatar
    Reputation
    664
    Join Date
    Mar 2012
    Posts
    2,927
    Load Metric
    65629414
    Quote Originally Posted by NaturalBornHustler View Post
    Quote Originally Posted by DirtyB View Post

    Is any of that wrong?
    But Barry said he was going to lower costs an average of $2500 for the average family? Remember that?

    Just like unemployment was never going to go over 8%.

    Just like he was gonna cut the deficit in half.

    Just like he was gonna close Guantanomo.

    Just like about 50 other fucking things I don't feel like listing.
    Did you read my fucking post? The $2500 comment was about the *original* plan, not the one that got through the Senate.

    Congress controls all government spending and all spending bills have to start in the House. The GOP has controlled the house for half of Obama's term.

    Obama ordered Guantanamo to be closed on literally his first day in office. Congress refused to budget money for it.

    Do you have any complaints about things that the President is actually in control of?

  11. #11
    Platinum
    Reputation
    424
    Join Date
    Mar 2012
    Posts
    4,214
    Load Metric
    65629414
    Quote Originally Posted by DirtyB View Post
    Quote Originally Posted by NaturalBornHustler View Post

    But Barry said he was going to lower costs an average of $2500 for the average family? Remember that?

    Just like unemployment was never going to go over 8%.

    Just like he was gonna cut the deficit in half.

    Just like he was gonna close Guantanomo.

    Just like about 50 other fucking things I don't feel like listing.
    Did you read my fucking post? The $2500 comment was about the *original* plan, not the one that got through the Senate.

    Congress controls all government spending and all spending bills have to start in the House. The GOP has controlled the house for half of Obama's term.

    Obama ordered Guantanamo to be closed on literally his first day in office. Congress refused to budget money for it.

    Do you have any complaints about things that the President is actually in control of?
    Blah blah blah you are such a fucking brainwashed little liberal. It is almost sad to watch.

    I would give my last dollar for Romney to win just so I could watch your meltdown, it would be hilarious.

    Keep spouting off the left's talking points, you are great at it. It is all the Republican's fault, we know.

  12. #12
    Platinum DirtyB's Avatar
    Reputation
    664
    Join Date
    Mar 2012
    Posts
    2,927
    Load Metric
    65629414
    Quote Originally Posted by NaturalBornHustler View Post
    Blah blah blah you are such a fucking brainwashed little liberal. It is almost sad to watch.
    Translation- You're too dumb to actually argue against any of that.

  13. #13
    Diamond shortbuspoker's Avatar
    Reputation
    863
    Join Date
    Mar 2012
    Posts
    5,047
    Load Metric
    65629414
    My insurance has gone up the past three years. I am not ready to blame that on Obama though. It is mainly due to the costs going up and my employer refusing to pay the difference.

  14. #14
    Platinum
    Reputation
    424
    Join Date
    Mar 2012
    Posts
    4,214
    Load Metric
    65629414
    Quote Originally Posted by DirtyB View Post
    Quote Originally Posted by NaturalBornHustler View Post
    Blah blah blah you are such a fucking brainwashed little liberal. It is almost sad to watch.
    Translation- You're too dumb to actually argue against any of that.
    No I am smart enough not to waste my valuable time going back and forth with an Obama drone.

    I have a small business to run, and it is harder and harder these days with that dumb n-word in the White House.

  15. #15
    Diamond mulva's Avatar
    Reputation
    541
    Join Date
    Mar 2012
    Posts
    6,957
    Blog Entries
    4
    Load Metric
    65629414
    i agree w/ dirty b to an extent. but i'm not to keep obama from being untouchable anymore, for things that he may/may not have control over. i'm really beginning to have my doubts about him.

  16. #16
    Walking Image Library
    Reputation
    387
    Join Date
    Mar 2012
    Posts
    1,627
    Load Metric
    65629414
    Quote Originally Posted by NaturalBornHustler View Post
    Keep spouting off the left's talking points, you are great at it. It is all the Republican's fault, we know.
    Quote Originally Posted by NaturalBornHustler View Post
    No I am smart enough not to waste my valuable time going back and forth with an Obama drone.

    I have a small business to run, and it is harder and harder these days with that dumb n-word in the White House.
    Remember, Republican's aren't racist. They just don't like Obama's policies.

    Republican's are for keeping Guantanamo open, yet they blame Obama for changing his mind and keeping it open. Very strange, very strange indeed.

  17. #17
    Diamond mulva's Avatar
    Reputation
    541
    Join Date
    Mar 2012
    Posts
    6,957
    Blog Entries
    4
    Load Metric
    65629414
    i hate to say it. but when i listen and watch obama now, i just don't see an honest and sincere man.

  18. #18
    Walking Image Library
    Reputation
    387
    Join Date
    Mar 2012
    Posts
    1,627
    Load Metric
    65629414
    Quote Originally Posted by mulva View Post
    i agree w/ dirty b to an extent. but i'm not to keep obama from being untouchable anymore, for things that he may/may not have control over. i'm really beginning to have my doubts about him.
    I also think Obama has been a disappointment, But I am not ready to go back to Bush/Cheney.

    Romney says he will lead and be tougher with Iran and Syria. The only way to get tougher on them would be to start some more wars. Romney says he won't do it but he won't explain what he will do.

    Anyone with a brain knows that it will be impossible to balance the budget/cut the deficit while not raising taxes and not cutting the military. Cutting only "entitlements" is not going to get you there. It upsets me when Romeny stands up there and lies about this.

  19. #19
    Owner Dan Druff's Avatar
    Reputation
    10110
    Join Date
    Mar 2012
    Posts
    54,626
    Blog Entries
    2
    Load Metric
    65629414
    GAMBLE and Barry are correct that Rollo's increase in premiums has nothing to do with Obama.

    However, Obamacare does not lower our already-high per-capita healthcare spending. In fact, it will raise it. While accomplishing some good things, Obamacare fails where we need it the most -- to control healthcare costs, and to give patients an easy way to know what they're going to be charged for procedures/tests before they have them.

    Obamcare mostly gets more people insured and shifts the burden of paying for it to others.

    I agree that this country has a major problem with people not being able to qualify for individual insurance, but Obamacare is not the answer (nor was the original version that Obama wanted).

    Here is a piece I wrote on DD about Obamacare in March, 2010. It actually praises parts of the bill, but criticizes others.

    Here are some changes that would be attached to the health care bill:

    IMMEDIATE CHANGES:

    No more annual or lifetime caps.

    Who it affects: Very few people. Typical lifetime caps are $2 million or more. Even very serious injuries and illnesses rarely break $2 million in bills.

    My opinion: Agree. You can't suddenly choose to get healthy when you have a major illness. Your insurance will prove worthless if you break the cap and are not yet better. This will also cost providers very little (in terms of overall additional cost versus budget), as it is relatively rare.



    Help for people with pre-existing conditions. $5 billion has been set aside to provide temporary coverage for people who can't qualify for health insurance due to pre-existing conditions, until 2014, when the new "health insurance exchanges" are put into place.

    Who it affects: People who can't qualify for individual plans. This is a surprising number of people, since current health insurance companies are paranoid, and reject people for the slightest BS reasons.

    My opinion: Mixed feelings. The lack of ability to get insured due to pre-existing conditions is a huge problem today. Most people who fail to qualify are generally healthy, but get turned down due to minor, long-standing problems. Even those with more major problems should have the right to health coverage, without having to bankrupt themselves in the process. However, this is very open to abuse. Knowing that the government will pay extra for "pre-existing condition" cases, insurance companies will have even more incentive to turn people down. The government paying insurance companies extra for "high risk cases" that they diagnose themselves is very dangerous.



    Coverage for "children" between 18 and 26. Parents can add non-dependent children onto their own health insurance plans, up to age 26.

    Who it affects: Young adults without health care coverage who are not "dependents" on their parents' tax return. Dependent young adults already qualify to be on their parents' health insurance, though sometimes they have to be full-time students.

    My opinion: Stupid. Your kids are either dependents or they're not. It makes sense to allow kids to be on their parents' health care plan if they are not supporting themselves. If they are standing on their own two feet, they should not be able to automatically attach themselves to their parents' plan. If you feel that they should, ask yourself this: Why should it end at age 26? What if you don't have health insurance and you're 27? Should that make you any less eligible for it than you were the year before? This is completely arbitrary and stupid, and is simply pandering to young voters.



    Drug discounts for seniors. Seniors in the "Medicare Part D Coverage Gap" will receive $250 to pay for prescription medication.

    Who it affects: Certain seniors who don't qualify for Medicare drug coverage.

    My opinion: Neutral. This is pretty meaningless. $250 will do very little to pay for prescription drugs in a year's time, unless you barely need any. But whatever. This won't cost much, and it's only a band-aid fix for the moment, as prescription drug costs will be changing soon.




    CHANGES COMING IN 2014

    Health care exchanges will start. These "exchanges" will pretty much be the equivalent of current small group plans, except individuals and small businesses will be able to join them without being otherwise affiliated with one another. People will be able to join these exchanges without being turned down.

    Who it affects: Small businesses without health insurance coverage, as well as individuals without insurance coverage.

    My opinion: I don't like it. There are a lot of problems with this. It includes the fact that these exchanges will end up consisting of a large portion of expensive-to-insure people, thus making their cost extremely high, with a bill that will mostly be passed onto taxpayers. While there needs to be a solution to cover the currently-uninsured, this just seems to be a useless level of bureaucracy that will further increase costs.



    Mandated coverage. Individuals will be required to buy coverage, or face a fine of $95 or 1% of their income, whichever is greater. In 2015, this fine goes up to $325 or 2% of income. There are some exemptions and subsidies for poorer Americans.

    Who this affects: People who are choosing not to get health care coverage.

    My opinon: Agree. It isn't fair to avoid paying health care premiums when healthy, and then expect someone else to foot the bill when you get sick. You aren't allowed to drive a car without insurance, so it really should be the same way with your body. There are too many people who voluntarily don't bother to apply for health insurance (because they're lazy or would rather spend the money elsewhere), and then cry foul when they get sick and have to pay for care themselves. Mitt Romney instituted a similar plan in Massachusetts when he was governor.



    Medicaid will be expanded to include more people, including adults living in poverty who don't have children.

    Who this affects: Low-income Americans.

    My opinion: Mixed feelings. I am against it if it will provide people a disincentive to work and/or get higher paying jobs. I have not seen the details of this plan, so I cannot comment further.



    Tax credits will be given to families, to offset the cost of health care premiums. This will be income-dependent.

    Who this affects: Lower and middle class families.

    My opinion: I have not seen the full details, but I feel that tax credits for health care premiums should be based on money actually paid for health care premiums. For example, if you make $45,000/year, but get full health care coverage for your family for free (or very cheap), you should not qualify for the same tax credits as those who pay directly for the coverage.

  20. #20
    Diamond mulva's Avatar
    Reputation
    541
    Join Date
    Mar 2012
    Posts
    6,957
    Blog Entries
    4
    Load Metric
    65629414
    bush/cheney......lol..if things weren't fucking bad enough after the 1st bush was prez. fucking stupid americans had to vote this redneck cocksucker in office so he could have his turn at invading ur privacy and running the country into the ground

    i would ignore all the the things i dislike about obama if this was who he opposed

Thread Information

Users Browsing this Thread

There are currently 1 users browsing this thread. (0 members and 1 guests)

Similar Threads

  1. Supreme Court upholds Affordable Health Care Act
    By FPS_Russia in forum Flying Stupidity
    Replies: 42
    Last Post: 06-29-2012, 06:52 PM
  2. Health Hazard at the Planet Hollywood Poker Room
    By Bootsy Collins in forum Scams, Scandals, and Shadiness
    Replies: 1
    Last Post: 03-04-2012, 07:32 PM