Originally Posted by
Salty_Aus
Doubt the banks will even do basic investigations, soon as they realize funds are associated with a US facing poker site they will approve a chargeback.
If this scammer says I did some transfers with players and then ACR robbed me of my entire account balance they will auto chargeback IMO.
Think it all depends on what story the scammer tells his bank, and we all know scammers know the system and they're great liars usually.
They might do basic investigations with the players who transferred, but if he says ACR robbed him they will not even communicate with an illegal poker site to prove or disprove the facts.
UIEGA is also a factor, indirectly funding unlawful internet gambling is probably something the banks will try and avoid.
ACR might do something, but we all know that money is already long gone.
I'm often a pessimist in these situations, but I think there is a fair chance that the bank will deny the chargebacks.
You're correct that the bank is unlikely to contact ACR, but PayPal may not even mention gambling. Even if the scammer blames it on gambling an a scam against HIM, PayPal's conclusion that HE was the scammer won't be a good look for him.
I have a feeling that if PayPal tells the bank they determined he was scamming and give some simply reasons why (such as his chargebacks against 50-100 people on the same day, and him not noticing some of these charges for 3 months prior to these chargebacks), I can see the bank denying him.
BTW, when Full Tilt went down, I had just charged $1500 on my Wells Fargo to deposit there. I was one of the unlucky few they were able to actually charge the bank account (remember, for a long time they didn't have a payment processor, but somehow they did for me.)
My charge was on 4/9/11, and 6 days later Black Friday hit.
When it became clear that Full Tilt had likely stolen the money, I put in a claim with Wells Fargo for the $1500 back.
They denied me, claiming I knew what I was doing when I charged it, and it was my risk.