Originally Posted by
gimmick
How to UBI.
X-(A+B+C)=$0
X=UBI
A=existing welfare programs it replaces
B=taxes that offset the UBI for individuals that don't need it
C=savings from streamlining welfare
At my own peril i will take a gamble that most readers understand what A means.
B means that at some income level and circumstances X-B=$0 with regard to that individuals personal finances. Now the reason why that individual still gets UBI is because if their income level or circumstances changes they are guaranteed some level of financial security and very often more importantly they don't have to waste time and resources in applying for welfare. Instead they can get their shit together.
In all likelihood the most functional form for B is a progressive scale. So it supports working part time or taking gig oriented jobs. Considering US is the most materialistic society since the beginning man it seems unlikely that people need too much encouragement. In the macro level there has never been any evidence that welfare hinders peoples desire to work. Even shitty jobs get filled and wages are stagnant. Yay. If you understand how markets are supposed to work this is very telling about the non existing flaws of welfare.
C should also be self-evident. But in short it just condenses multiple levels of government support from various sources (with their own application processes) into one constant thing. It can't cover all but it should do a lot to help reduce the workload and simplify things. The current government support programs are especially ill-equipped in dealing with constantly changing life circumstances. Basically they are pretty ok at dealing with 1950s levels of job security/stability and family status.
Okay, I'll take a shot at this.
First off, the cost of distributing money back to people is not zero. It is absurd to collect taxes from people in the middle and upper classes and then return a potion of it monthly, by design.
Let's say you owed me $3000. Then I said, "gimmick, send me $5400, and then for the next twelve months, I'll send you $200. This will protect you in case you go broke and really need the money." You would laugh at me if I proposed this (even if you 100% believed I'd pay you the $200 for twelve months), and rightfully so.
Yet the UBI is basically the same thing.
Or, simply put, you're telling certain people, "Pay us $1000 per month extra in taxes, and we wlll send you back $700 per month, and this is for your protection in case you lose your job or have some crisis." Come on.
And then of course, as I mentioned, there's a certain cost to processing these UBI payments, so the government should not be paying to process for this absurd money exchange for those paying more into UBI than getting out of it.
If there's going to be a UBI, first off, it should be restricted to those truly in need, or otherwise it's incredibly wasteful. That's point #1.
Point #2 comes from the fact that you're full of crap that welfare doesn't prevent work. It most certainly does, and it makes sense as to why. Even in that little UBI experiment in Finland, it was acknowledged that it didn't encourage work.
If I'm making $9,000 per month at my job, lose it, and then get $2,000 per month in unemployment benefits, I'm probably going to work hard to find a new job, for obvious reasons.
If I'm making $1200 per month at my job, lose it, and then get $800 in unemployment benefits, I would be a fool to get a job until such benefits expire.
Now, I understand that UBI is not unemployment insurance. However, it's the same basic concept. People are being given free money every month simply for existing. For some people -- especially those used to living with little money -- that is enough, or close to enough. Rather than seek full time employment, they will either scrape by on UBI or get a few gig-type day jobs per month to bring them up to what they need. It seems like your diatribe even acknowledges this will happen.
However, it seems you don't have a problem with this, as you state that minimum wage type positions tend to get filled anyway. So you ask, "If certain poor people get UBI and supplement it with a few gig day jobs, and the necessary minimum wage positions will get filled anyway, what's the problem?"
First off, I dispute that the large number of minimum wage positions would be filled if everyone in the country got UBI. That might be a problem in itself, greatly harming businesses which count on such labor.
But let's even assume that the jobs do get filled.
There's a matter of fairness.
What you're advocating here is wealth redistribution not to help those in dire need, but rather to give an able-bodied segment of the population the ability to support themselves without working or barely working, all thanks to said wealth redistribution.
So when my taxes go up to pay for this, I can't say to myself, "Well, at least I know this is helping feed Joe Poorperson who is mentally/physically unable to work to feed himself". Instead, I would be saying to myself, "While I'm hard at work, some of my tax dollars are allowing able-bodied Mike Poorperson to sit at home and watch daytime TV, and not get a job."
That's simply not fair.
Government assistance should always be need-based, not desire-based. If you simply don't want to work, you shouldn't be entitled to my tax dollars.
If my tax dollars make it easy (by design) for certain people to sit home and suck at the government teet instead of working, that's a huge problem, and a criminal waste of tax dollars.
Point #3 is that wealth redistribution is simply wrong. It's theft. The entire concept of taxation is to keep a functioning government and to provide a means of support to those unable to take care of themselves. Taxation is NOT intended to directly take money from rich people and directly hand it to poor people, simply because some people are rich and some are poor. That's basically the government playing Robin Hood.
We are so far apart philosophically on this issue that I'm sure we will never agree with one another. I am an American conservative and you are a Scandinavian leftist. We couldn't be more opposite politically (well, I guess it could be slightly more opposite if I were alt-right).
Unfortunately, it seems you are so married to your thinking that wealth redistribution is good, I can't see how you will ever do anything but attempt to debunk what I wrote.