If buy trading naked calls you mean buying then its a guaranteed lose. You have the house and you have the bettor. The house is the seller and the house always wins. Like 90% out of the money puts expire worthless so you should be selling puts. Naked calls are extremely risky and you're unlikely to be granted permission to write them from the broker given your experience level. I'd sell out of the money puts if I were you. Especially if you actually want to own the security you're writing them on.