I just deposited on ACR last night 150$. Lost it no big deal, they contact me by email today saying my visa will not approve their transaction and recommending other ways to deposit. I’m going to pay them but I started thinking.

What if I just stiff Acr?
Can they sue me here in the states?
What real legal action could they take against me?

I’ve never had a problem with my deposits so I’ve never really thought about it.