Originally Posted by
bukowski72
Former New Hampshire GOP Chair Saves $1,000 A Month With Obamacare
WASHINGTON -- "The former chair of the New Hampshire Republican Party will save $1,000 a month in premiums for his family's health care package after signing up for a new policy through the Obamacare exchange.
But Fergus Cullen said the savings aren't enough to turn him into a supporter of the new health care law. He said he anticipates higher out-of-pocket costs with his new Anthem-administered plan, and he's frustrated by what he sees as a lack of information about coverage options. His old plan, which was pricey but covered what he needed, was cancelled by his insurer because it didn't meet Obamacare regulations."
http://www.huffingtonpost.com/2014/0...n_4966955.html
A couple of comments on the story:
Mary B. (mini_art)
Actually if you click on the chosen program it will take to pages that do tell you what drugs are covered and complete details of the plans. He didn't look very hard.
So he is complaining he cant just pick certain things to insure ? Well why cant I just pick certain programs for my cable tv?? They wont allow that either, His old insurance was not ala carte either. He is fishing for something to gripe about.
James M. L. (jmlambion)
He was happy with a plan that covered catastrophe while paying out of pocket for other medical needs. Now he unhappy that he pays $1000 less for a plan that includes annual exams and preventive care so catastrophe can be avoided or mitigated, while still providing a max out of pocket limit in the event catastrophe occurs.
Is it any wonder that the Federal debt sky rockets when the GOP is in charge?
This guy is probably an idiot, but perhaps we aren't getting the whole story here.
Like perhaps one of his family members had a pre-existing condition and it caused his price to skyrocket under the previous plan. Or perhaps he was just an idiot and chose poorly in the past when it came to plans, costing himself a lot of money. I actually have personally known a lot of people who paid FAR more than they should have in health insurance premiums, simply because they were really bad at price shopping or even understanding what they were paying for.
But I really hate stories like these, as they paint a false picture that Obamacare has lowered the overall healthcare cost for those buying indivdiual plans, when in fact it's the opposite.
Being a super-Jew, I am actually really good at price-shopping as you might expect. I had no choice but to see my premiums rise 50% for basically the same coverage. This is despite the fact that I am over 40, so you can't even put me in the group of the "young invincibles" needed to make Obamacare work.
The bottom line is that most people having to purchase their own insurance got screwed by Obamacare.
It did help some of the working poor, as well as those with pre-existing conditions. But the vast majority of people are paying far more for the same coverage, and many can't really afford the additional expense. Premiums are expected to sharply rise in 2015, as well.
To show you what a bureaucratic mess this Obamacare is, I'm required to purchase "pediatric dental care" as a SEPARATE PLAN for $5.36/month. That might sound okay if you think my 3-year-old son can use it. That might sound okay if you think I can use it. But no. Only I can use the "pediatric dental care", but at the same time I can't use it because I'm over 18. So I am literally being forced to purchase a product I am not allowed to use. In addition, my insurer was forced to send me a thick book with all of my "benefits" that I'm not allowed to use, thus wasting a lot of money on postage. That's idiot government at its finest.