Where to Get Credit Report for Free?

[chinamaniac]

Looking to get a credit report. I know there are a few sites that give u one per year

What are they?

[WillieMcFML]

in before hockey guy

seriously though china, eat some protein and use google

[WillieMcFML]

it's this, btw

https://www.annualcreditreport.com

[tony bagadonuts]

it's this, btw

https://www.annualcreditreport.com

You are correct sir.

[chinamaniac]

in before hockey guy

seriously though china, eat some protein and use google

problem is google sometimes refers u to shit scam sites

[SrslySirius]

in before hockey guy

seriously though china, eat some protein and use google

problem is google sometimes refers u to shit scam sites

Google is an amazing tool if you learn to use it more effectively.

[WillieMcFML]

problem is google sometimes refers u to shit scam sites

Google is an amazing tool if you learn to use it more effectively.

flow chart or gtfo

[chinamaniac]

problem is google sometimes refers u to shit scam sites

Google is an amazing tool if you learn to use it more effectively.

There are lots of tools that are amazing that I dont know how to use

[SrslySirius]

Google is an amazing tool if you learn to use it more effectively.

There are lots of tools that are amazing that I dont know how to use

Yeah, I know. I'm not trying to be snotty or anything. Google is a tool that many of us use every day, and learning some tricks to get more out of it is pretty easy. Here's a few:

http://support.google.com/websearch/...&answer=136861

[chinamaniac]

There are lots of tools that are amazing that I dont know how to use

Yeah, I know. I'm not trying to be snotty or anything. Google is a tool that many of us use every day, and learning some tricks to get more out of it is pretty easy. Here's a few:

http://support.google.com/websearch/...&answer=136861

Thanks a bunch!

[The_PHA]

freecreditreport.com is what I used. I got a little sideways in 2008, but due to diligence and paying off all my bills, I have over 700 scores. Basically, I can walk into any bank and get a loan. Naturally, I pay cash for virtually everything and have zero debt whatsoever.

I bought a couch a couple weeks ago and saw this couple filling out an application for credit next to me. I just laughed as I put down my card and signed and left. My transaction took less than a minute.

[anonamoose]

freecreditreport.com is what I used. I got a little sideways in 2008, but due to diligence and paying off all my bills, I have over 700 scores. Basically, I can walk into any bank and get a loan. Naturally, I pay cash for virtually everything and have zero debt whatsoever.

I bought a couch a couple weeks ago and saw this couple filling out an application for credit next to me. I just laughed as I put down my card and signed and left. My transaction took less than a minute.

this is so stupid it is an obvious troll attempt

[The_PHA]

freecreditreport.com is what I used. I got a little sideways in 2008, but due to diligence and paying off all my bills, I have over 700 scores. Basically, I can walk into any bank and get a loan. Naturally, I pay cash for virtually everything and have zero debt whatsoever.

I bought a couch a couple weeks ago and saw this couple filling out an application for credit next to me. I just laughed as I put down my card and signed and left. My transaction took less than a minute.

this is so stupid it is an obvious troll attempt

The only troll is you. Or are you the latest geek to offer me $3,000, in this case to send Druff my credit report?

Go away.

[abrown83]

I love CreditKarma.com

It is totally free, they give you your score and they also break down why your score is what it is.

Then they have a credit simulator so it tells you what will happen to your score (actually predict your score) if you do a bunch of different things. Examples would be open a credit card, move balances, get your credit limit raised, pay all your loans on time, all a card to become late, etc, etc.

It isn't an actual Credit Report but is a much more helpful tool and should be used in coordination with your free annual reports.

[anonamoose]

this is so stupid it is an obvious troll attempt

The only troll is you. Or are you the latest geek to offer me $3,000, in this case to send Druff my credit report?

Go away.

i hope you realize freecreditreport.com is a scam that signs you up for a 19.99 a month service, it is NOT where you go to get your legally free credit reports from the 3 reporting bureaus per year.

also none of your post makes sense. you wouldn't have an outstanding credit score with 0 debt. your credit score relies on you having and properly maintaining debt that COLLECTS INTEREST. if it doesn't collect interest (say you buy something on a credit card and pay it off the next day) it will not boost your credit score. credit companies aren't interested in you if they can't make money off of you.

now go back under your bridge

[Steve-O]

I used ScoreSense. You get a free report when you enroll and when you call to cancel the $29.99 monthly fee they slash the price. I actually ended up accepting the last option which is only $2.95/month. I get $1 million identity theft insurance, e-mail alerts to changes in my credit report, and can check my scores once a month. for $3/month how can you go wrong, the alerts are nice to have showing you inquiries and such

[The_PHA]

The only troll is you. Or are you the latest geek to offer me $3,000, in this case to send Druff my credit report?

Go away.

i hope you realize freecreditreport.com is a scam that signs you up for a 19.99 a month service, it is NOT where you go to get your legally free credit reports from the 3 reporting bureaus per year.

also none of your post makes sense. you wouldn't have an outstanding credit score with 0 debt. your credit score relies on you having and properly maintaining debt that COLLECTS INTEREST. if it doesn't collect interest (say you buy something on a credit card and pay it off the next day) it will not boost your credit score. credit companies aren't interested in you if they can't make money off of you.

now go back under your bridge

I fluctuate between 680-720 last time I checked last year.

LOL, at some PFA dolt acting like he knows how credit scores are rendered.

The reason you came after me is because you are likely in the 5s. Sorry dude, pay your fucking bills on time and one day you too can walk into a bank and get a loan at a market interest rate.

[The_PHA]

i hope you realize freecreditreport.com is a scam that signs you up for a 19.99 a month service, it is NOT where you go to get your legally free credit reports from the 3 reporting bureaus per year.

also none of your post makes sense. you wouldn't have an outstanding credit score with 0 debt. your credit score relies on you having and properly maintaining debt that COLLECTS INTEREST. if it doesn't collect interest (say you buy something on a credit card and pay it off the next day) it will not boost your credit score. credit companies aren't interested in you if they can't make money off of you.

now go back under your bridge

I fluctuate between 680-720 last time I checked last year.

LOL, at some PFA dolt acting like he knows how credit scores are rendered.

The reason you came after me is because you are likely in the 5s. Sorry dude, pay your fucking bills on time and one day you too can walk into a bank and get a loan at a market interest rate.

[abrown83]

[QUOTE=The_PHA;132199]

I fluctuate between 680-720 last time I checked last year.

LOL, at some PFA dolt acting like he knows how credit scores are rendered.

The reason you came after me is because you are likely in the 5s. Sorry dude, pay your fucking bills on time and one day you too can walk into a bank and get a loan at a market interest rate.

Just thought it should be pointed at anything below 720 you are not getting a market interest rate.

[Wiganer]

Before the financial crisis I had a score of 999. LOL creditratingaments.