@Pooh
If you can play the long game Pooh, Sanibel real estate went from millions to zero. No bridge. Sanibel will always be attractive. 15-20 years from now you’ll be 50x and loving it. If this occurred 12 months ago you coulda had nearly free financing.
The DeSantis insurance is another story
Same is true for any Naples RE to lesser degree. That phase of my life is over but the wheels don’t stop turning