Paypal has a lot of class action defense experience regarding its shady practices. It probably rakes in so much money that it just gives its users the middle finger for as long as possible and then settles since the money settlement makes little difference to its bottom line.

In fact, it looks like Paypal just settled a similar lawsuit last week with similar claims.

https://lastattorney.com/paypal-clas...ent-announced/

Good luck to these folks!