So the consensus is that he is one of the following:
1 -- A small time scammer (potentially a dupe account of some otehr scammers)
2 -- A stroke victim who maybe has more important things going on than paying back a few hundred bucks (maybe up to a $1,000)
BUT, there is always the third possibility that he is simply a degenerate gambler and ended up losing the money? I know someone who would do the same thing, take small amounts thinking he could pay it back when his "sure thing" came in, but ended up losing it and then would duck everyone til he did make a score.
I generally avoided him on the forums because something was setting off alarm bells in my head (not saying he is a scammer, just that something seemed "off" about him and his story). He just seemed too willing to make a bet, and fast-talking about his life but was unwilling to divulge who he was despite doing all of these amazing/degen/crazy things. This is why I quickly changed the idea of a prop bet for that WSOP Fantasy team from $$$ to a signature-change bet.
I have dealt with two of the bigger online poker scammers in my life on two different levels:
--TheAlex who rolled the neverbeg staking forum for five-figures, was someone I spoke to on the phone, discussed poker strategy with, and he even played a WSOP Main Event sattelite for me back in the day (My son's baby shower was the same day) so I guess I'm guilty of account sharing circa 2006
Even though this was one of my best poekr friends at the time, and someone I had known for two or three years, when he played the satellite on InterPoker for me I emptied the account beforehand (I think I left like $50 so it didn't look like I did) and changed the password..... As a side note, 10 people got seats, he finished 14th when AT>AQ FML
--Nick "NGaskin" Gaskin who rolled 2+2 for FTP point conversions (a couple thousand i believe) was my second dust-up with a scammer but I repeatedly warned people about him as I had that "not right" felling about him.
I guess my experience with these two makes me skeptical of anyone on forums singing their own praises. I see a lot of similarities here (TheAlex went missing for a bit only to return with some story about getting hit by a car, another time he started a t-shirt company, and had his own personal demons he would often talk about). He was also a lot like Templar in that he was young, and had done so much in life: he was a student at DePaul, was in a band, was a high-stakes bowler, pro poker player, yada yada yada. Also, the cons usually start out small so they can either build-up trust or if they can't pay just disappear into the night and show up with a new identity. I remember NGaskin tried to bink a much larger score by PMing people looking for huge transfers, but when it didn't work he came on the forums saying he got hacked and used that as a sob story of why his money was now locked-up (in the end he only managed to pull off the FTP scam).
I AM NOT SAYING TEMPLAR IS GUILTY. But, please people, don't trust people on an internet forum with your money unless they are well-known and have something to lose that makes stealing a couple hundred bucks an idiotic idea (AKA Druff). Basically, I wouldn't trust me with any considerable amount of money if I was in someone else's shoes on this forum even though: I've made a small bet with Jasep and paid, done a couple BAP transactions with Druff and China, and done some other small financial transactions with Jasep. AND my name is out there for all to see.
Sometimes we forget that $500 is a lot of money to some people, and if you're in enough of a bind it IS worth stealing.