Quote:
Originally Posted by
ShadyJ
I use direct labs
https://www.directlabs.com/Home/CWP/...S/Default.aspx
Cheaper and much easier to navigate I couldnt even find a complete wellness check. I typed it in search and nothing. Every month they have a few tests as specials so I got there Comprehensive wellness test thats $97 for like $59 or $69.
I have used directlabs before also. I actually linked them first, but couldn't remember why I stopped using them so I used the privatemd link, which usually has a coupon somewhere online which brings them down to that $60-$70 range. Maybe anonymity, maybe a certain test wasn't available, maybe location of labs? I can't recall the exact reason. I am kind of a self-monitoring freak, so I have used a lot of them.
My larger point is a bit off topic and I probably should have made it a different thread, but since we are talking about general health and a few mentioned results of tests, I don't trust a lot of what is going on with this hybrid health care system at the moment. I know for a fact that information is being consolidated on the state level regarding individuals' health histories in a big way. Very big brotherish, and I'm not a government alarmist/conspiracy theorist in the slightest. This is logical, and will provide efficiency and cost savings in the future, but is also something to think about. If we were a single payer system, it wouldn't matter, but this hybrid system is going to create some future dilemmas. There will be a time in the next 5 years when someone will be visiting Las Vegas on vacation, get strep and see a doctor, and he'll know about a case of pneumonia you had in 1981 in Enid, Oklahoma. It's getting that consolidated. This is good in many ways, but not in all ways. It prevents drug interactions, multiple tests for the same condition, doctor shopping, etc. The caveat is anything negative will also stay with you forever.
When I was 16, you simply signed up for auto insurance and got a rate dependent on male or female. Your age or gender made it a little more expensive than a 35 year old, but that was logical. Pure actuary science. Now, when you go to sign up for auto insurance, a full credit check is ran and your rate is dependent on that, along with driving history. Bad credit score, they don't care about driving history, they don't want you. I'm talking top line companies. The high risk will take your money.
When I was 18, if you wanted a shitty job working at like a McDonald's, there was an application which wanted to know if you graduated hs, had a felony conviction, and wanted 3 names and phone numbers to make sure you weren't a serial killer. Rarely did they even call the references.
Now, the most menial of jobs have a full background check. I had a friend with a 7 year old drug paraphernalia misdemeanor get hired, but then rejected from a Dollar General a few months ago.
If they are going to these lengths to prevent a bad auto accident, or an employee with a hand in the till who likes to smoke weed, what lengths are they willing to go in health insurance where decisions are worth millions on one person? You can cite Hippa laws and whatever, but the problem is people sign those rights away. You want any job at this point, you sign a consent for them to background check you. You want auto insurance from a good company, you consent to a credit check. You don't think you'll consent in the future to get health insurance? To a degree you always have, but now they have all the information. No shading grey areas. You can't answer no when they ask if you smoke and leave out that you did for 10 years back in your 20's. They'll have that file from the time.
Having had cancer first over a decade ago, and having been perfectly healthy for 6 years now, with multiple doctors saying I have no higher chance of recurrence than an average person, I still pay around $25k extra a year for good health insurance, and I'm in great fucking shape otherwise. Doesn't matter, I'm essentially tiered into a high risk group.
This site is getting a bit older, but most have probably not had major issues as of yet. Think of it this way. If you rear end someone, and it comes to $400, most know that it's easier to pay out of pocket than make a claim even with a low deductible. Why have it haunt your record, it's $400? You should view self-testing and health care with the same mindset, except add a lot of zeros and a lifelong trail rather than the past 4 that your auto insurance cares about. Don't show up 75lbs overweight with a 300 cholesterol reading to your family doctor. It may well come back to bite you in the ass 10 years from now regardless if you have rectified the issue and are presently healthy. They will take note of your present condition, but they'll also take note of what you once were, and that will cost you.