Over age 32 and in debt, you are likely a life loser

Seriously, if you are over 32 and in any type of debt with the exception of a house payment (maybe a car too, I'll let that go), you are an unmitigated loser. Seriously, if you have credit card debt over the age 32, its just due to a sloppy lifestyle or gambling issues.

I have 4 credit cards, all with minimum of $15,000 credit lines. When I add up my credit lines it approaches nearly $100,000. You know what my balance was this month? Like $400, and its only because I have some recurring items on there. I usually insta pay any purchase after I swipe my card. For instance, I bought $700 in golf equipment this weekend (a car payment for most, maybe even half rent, for me it was a quick purchase), and poof I just paid it off like two days later.

I see life losers living off credit cards and shake my head in shame. Shame for them, pride in myself. Pride in knowing I have my fucking shit together and not dumb enough to get into massive credit card debt and pay interest.

I dunno, maybe the correct play is to run up credit card debt to the tune of $200,000 and go Aaron Hernandez and just off yourself and stick Visa and American Express with the bill. These are personal questions I guess we all have to ask ourselves. I just know on this forum there are a lot of strugglers living paycheck to paycheck and its fucking sad. Very sad, boderline humiliating if you ask me.

Take Larry Laffer for instance, fucking huge dork. 10 Speed Bike rider living paycheck to paycheck. Actually, I take that back he is working after all and not in jail living like a leach. If Larry ever delivered a sub to me for lunch, I would not tip him at all $ wise. I would tip him with life advice, give him a path for a life journey, you know some Joel Osteen shit. Before you know it Larry would be picking up the tab for my lunch.

You know who is a huge failure on this site is Wille McFail. He used to be the best in my lurking days, now all he does is complain about shit. And where the fuck is Chinamaniac been? He has not done shit for this site lately either. Tyde? Vegas 1369? Word on the street is he is about bankrupt now. Don't get high on your own supply.

Place is fucking ISIS now. Fuck Off.

Who da fook is day guy?

-c mcgregor

I hear housing is cheaper in Perth..

Why 32? Seems like an arbitrary number to throw out there.

People value things differently. Sounds like money is your God, and what brings you solace is knowing that other people don't earn as much and are more frivolous with their cash. Whatever makes you feel better man.

As long as I got enough to pay the bills, put food on the table, petrol in the car, buy some new clothes and go on the occasional holiday I'm happy enough.

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Originally Posted by RegGaymer

Why 32? Seems like an arbitrary number to throw out there.

People value things differently. Sounds like money is your God, and what brings you solace is knowing that other people don't earn as much and are more frivolous with their cash. Whatever makes you feel better man.

As long as I got enough to pay the bills, put food on the table, petrol in the car, buy some new clothes and go on the occasional holiday I'm happy enough.

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You are that guy that sells sun tan lotion at resorts, so I would expect your answer. Buying the lotion is the side of the transaction you want to be on, just as an FYI.

Literally 0% of doctors who had to take loans to get through mes school are not in debt at age 32, fwiw.

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Originally Posted by verminaard

Literally 0% of doctors who had to take loans to get through mes school are not in debt at age 32, fwiw.

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I'll add advanced medical degrees to the list, but that is about it. There are 0.0 MDs on this site so while I get your point, stfu.

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Originally Posted by View From Within

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Originally Posted by RegGaymer

Why 32? Seems like an arbitrary number to throw out there.

People value things differently. Sounds like money is your God, and what brings you solace is knowing that other people don't earn as much and are more frivolous with their cash. Whatever makes you feel better man.

As long as I got enough to pay the bills, put food on the table, petrol in the car, buy some new clothes and go on the occasional holiday I'm happy enough.

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You are that guy that sells sun tan lotion at resorts, so I would expect your answer. Buying the lotion is the side of the transaction you want to be on, just as an FYI.

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I did that for less than two months, wasn't for me, but hey I'm still young with no responsibilities so why not. I work in an office now for one of the leading bookmakers in this country. The pay isn't great, but its enough to afford how much my life costs.

Can't take it with you.

A great plan is to piss your life away, have your brother bail you out of a death spiral, begin a career in low-level plumbing and then play out your fantasy life of vacations, girlfriends, gambling etc.on an internet forum.

Vfw so How much debt are you in?

If I unblocked toilets for a living and had started hitting the top shelf like an alcoholic again ...

I would probably be deflecting on a third tier poker forum too.

LOL Bottomsets triumphant return

About time

How about @ 31, still cool?

I actually have around $9k in credit card debt as I sit here.

What if ur under 32? Just asking for a friend

Edit: Larry isn't really my friend

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Originally Posted by Pooh

I actually have around $9k in credit card debt as I sit here.

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$5k, hollar.

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Originally Posted by View From Within

Take Larry Laffer for instance, fucking huge dork. 10 Speed Bike rider

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I thought Larry rides a single speed fixed gear bike--its the usual choice of bike messengers--because the bike is simple to maintain & less likely to be stolen--indeed the more plain a bike looks, the more pride a messenger has in it; and Larry is/was a solid messenger

if you think about it, his being a messenger makes him a professional athlete of sorts

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Originally Posted by Pooh

I actually have around $9k in credit card debt as I sit here.

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Just go to plumbing school, you'll be ballin' in the Caymans eating Red Lobster in no time.

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Originally Posted by Pooh

I actually have around $9k in credit card debt as I sit here.

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You are the rich guy that choked out his father? Why the fuck are you carrying a few grand in credit card debt? Just pay it off and stop being lazy. You are better than this.

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Originally Posted by View From Within

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Originally Posted by Pooh

I actually have around $9k in credit card debt as I sit here.

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You are the rich guy that choked out his father? Why the fuck are you carrying a few grand in credit card debt? Just pay it off and stop being lazy. You are better than this.

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Things got out of control the past few months. The PXG's were 4k. Some work shit I had to buy was another 4k. Shit adds up quick and haven't had a chance to pay it off. It happens sometimes.