Quote:
Originally Posted by
splitthis
Medical bills cannot affect your credit score by law.
Uric acid level standard for gout diagnosis.
Anti inflammatory good, colchicine short term for acute, then allopurinol for long term maintenance.
Druff correct to ask for the test.
Gout attack is terribly painful.
Leave Druff alone.
Per Experian website:
Do Medical Bills Hurt Your Credit?
Medical bills will not affect your credit as long as you pay them. However, medical debt is handled a little differently than other types of consumer debt. Since most health care providers don't report to credit bureaus, your debt would have to be sold to a collection agency before appearing on your credit report. Most medical providers won't sell the debt to a collection agency until you are 60, 90 or even 120 days or more past due. Exactly when that happens depends on your health care provider.
Even after your bill goes to collections, the account won't show up on your credit report right away. The three main consumer credit bureaus—Experian, TransUnion and Equifax—give you a 180-day waiting period to resolve any medical debt before the collection account appears in your credit history, so medical bills won't impact your credit score right away.
So your statement above is entirely false. Where did you get that?
Whether or not Druff "needs a high credit score" or not wasn't the point of my comment.
Your understanding of some general lifestyle principles is commendable but you don't know how contracted Emergency Services in hospitals work.
They are in it for the money, and they try to minimize costs by essentially working from standardized responses. The doctors and PA's don't have as much autonomy as you might think. I'm not saying I agree with this model, but that's the way it is.
I will say this: IF they prescribed meds without asking him what he was already taking, that is a serious error. So serious that I'm inclined to doubt that it actually happened that way, but if it did then that's something that should be followed up on.